• How do we start the process of buying a flat with Congate?
    Well, you have taken the first step by visiting our website. The next step is to either send us an email or give us a call. From there we can arrange a meeting to discuss your project.
  • How long will it take to build our new home?
    It all depends on the size of your new home, this we can discuss at the meeting.
  • Can you help us design a home?
    We have a number of designers that we can direct you to, but before that we are more than happy to sit with you to help put some ideas into what kind of features you would like in your new home etc. From there you can take the information collected and pass it onto the designer of your choice.
  • There are so many builders in this area. Why should I choose Congate?
    Yes, there are many good builders in the area - The Congate strives towards excellence and our clients are our number one priority. We prefer on having an 'open book' relationship with our clients where there are no hidden costs or costly surprises at the end of the job.
  • Is the cost inclusive of all the services like Interiors, Modular kitchen and carpentry ?
    No, the cost of the services like Interiors, Modular kitchen and carpentry are not included as it may vary depending on the customer needs and expectations and the also the sq.ft. area of the homes.
  • Am an NRI. Will you help in maintaining my home?
    yes, we will assist you if you opt for it.
  • What will be the rental value of the flats you build?
    It depends on the area size and the land rate value at that area.
  • Will you assist us in getting Home loans?
    Yes we have tie up with banks who approve our projects. Home loan can be obtained from them.
  • What is fixed rate-housing loan?
    In a fixed rate loan, the rate of interest is fixed and does not charge over the tenure of the loan.
  • Are there any other charges applicable?
    At the time of making application for the loan a processing fee is payable. This will vary between 1% to 2% of the loan amount applied for depending on the Institution.
  • What security will I have to provide?
    Security for the loan is a first mortgage of the property to be financed, normally by way of deposit of title deeds and/or such other collateral security as may be necessary.
  • In what form can I make payments to the Housing Finance Institution (HFI) ?
    Payments for fees, charges, and pre-EMI interest should be remitted to the HFI from abroad through normal banking channels or from the Non-Resident (External) Account/Non-Resident (Ordinary) account in India.